Rates listed are effective as of , are not guaranteed, and are subject to change without notice. Subject to application and approval. The above rates are available for fully amortized secured loans of $3,000
or more, and may vary depending on the loan amount, loan term, the consumer’s credit scores, vehicle model year, vehicle mileage, and fees. Insurance must be carried on the vehicle securing the loan. The contract rate will be .25%
higher if the payments are not automatically deducted from an INTRUST Bank checking account. Disclosed rates are an estimate based on the information you have provided and are not guaranteed.
Rates listed are effective as of 9/19/2019, are not guaranteed and are subject to change without notice. Lien position, LTV and term can adjust the rate. Purpose doesn't impact rate. Property insurance required.
An appraisal may be required which may result in a fee ranging from $0 to $1,000 and an appraisal vendor fee ranging from $0-$50.00. Customer qualifies for a first mortgage if the home is paid off or INTRUST is refinancing the loan.
Customer qualifies for a second mortgage if payments are still being made on the first mortgage and it is not being refinanced by INTRUST.
Disclosed APR assumes actual closing costs paid by the customer, a $75,000 loan with 60 month term. Loans secured by property in Kansas would have closing costs of approximately $298.50. These costs may be added to the loan amount
and are not required to be paid out of pocket. For example: a first mortgage loan with an APR of {{RatePlaceHolder}} would result in a payment of {{RatePlaceHolder}}. A second mortgage loan with an APR of {{RatePlaceHolder}} would result in a payment of {{RatePlaceHolder}}.
*Annual Percentage Rate will be 0.25% higher if the payments are not automatically deducted from an INTRUST Bank checking account. If an escrow account is required or requested, the actual payment will be greater to include payment for
real estate taxes and homeowner’s insurance premiums.
Home Equity Line of Credit - Variable Rate, up to 80% Loan-to-Value
{{RatePlaceHolder}} APR
Rate adjusts monthly to Prime + .50%
The Annual Percentage Rate (APR) is variable and can change, up to a maximum rate of 18%. This maximum APR may be reached at the time of the first interest-only payment.
Rates listed are effective as of 8/2/2019, are not guaranteed and are subject to change without notice. Offer is subject to credit approval and collateral evaluation. Property insurance required. An appraisal may be required,
which may result in a fee ranging from $0 to $1,000 and an appraisal vendor fee ranging from $0 to $50.00.
The information provided assumes the purpose of the loan is to purchase an existing single family home in Sedgwick County, Kansas to be used as a primary residence. Other assumptions are; an estimated property value and purchase price of $200,000, a $40,000 down payment and a loan amount of $160,000. An escrow (impound) account is required.
Conventional 30 Year Fixed Rate
At a {{RatePlaceHolder}} interest rate, the APR for this loan type is {{RatePlaceHolder}}. The payment schedule would be 359 payments of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}} and 1 payment of
{{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}}.
If any escrow account for real estate taxes and homeowner’s insurance premiums is required or requested, the actual payment will be greater.
Conventional 15 Year Fixed Rate
The information provided assumes the purpose of the loan is to purchase an existing single family home in Sedgwick County, Kansas to be used as a primary residence. Other assumptions are; an estimated property value and purchase price of $200,000,
a $40,000 down payment and a loan amount of $160,000. An escrow (impound) account is required.
Conventional 15 Year Fixed Rate
At a {{RatePlaceHolder}} interest rate, the APR for this loan type is {{RatePlaceHolder}}. The payment schedule would be 179 payments of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}} and 1 payment of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}}.
If any escrow account for real estate taxes and homeowner’s insurance premiums is required or requested, the actual payment will be greater.
Conventional 10 Year Fixed Rate
The information provided assumes the purpose of the loan is to purchase an existing single family home in Sedgwick County, Kansas to be used as a primary residence. Other assumptions are; an estimated property value and purchase price of $200,000,
a $40,000 down payment and a loan amount of $160,000. An escrow (impound) account is required.
Conventional 10 Year Fixed Rate
At a {{RatePlaceHolder}} interest rate, the APR for this loan type is {{RatePlaceHolder}}. The payment schedule would be 119 payments of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}} and 1 payment of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}}.
If any escrow account for real estate taxes and homeowner’s insurance premiums is required or requested, the actual payment will be greater.
FHA 30 Year Fixed Rate
The information provided assumes the purpose of the loan is to purchase an existing single family home in Sedgwick County, Kansas to be used as a primary residence. Other assumptions are; an estimated property value and purchase price of $180,000,
a $6,300 down payment and a loan amount of $173,700. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.
FHA 30 Year Fixed Rate
At a {{RatePlaceHolder}} interest rate, the APR for this loan type is {{RatePlaceHolder}}. The payment schedule would be 359 payments of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}} and 1 payment of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}}.
If any escrow account for real estate taxes and homeowner’s insurance premiums is required or requested, the actual payment will be greater.
VA 30 Year Fixed Rate
The information provided assumes the purpose of the loan is to purchase an existing single family home in Sedgwick County, Kansas to be used as a primary residence. Other assumptions are; an estimated property value of $180,000 with a loan
amount of $183,870. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.
VA 30 Year Fixed Rate
At a {{RatePlaceHolder}} interest rate, the APR for this loan type is {{RatePlaceHolder}}. The payment schedule would be 359 payments of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}} and 1 payment of {{RatePlaceHolder}} at an interest rate of {{RatePlaceHolder}}.
If any escrow account for real estate taxes and homeowner’s insurance premiums is required or requested, the actual payment will be greater.
Rates listed are effective as of 8/2/2019 for loan amounts of $100,000 to $766,550, are not guaranteed, and are subject to change without notice. Rates and/or origination fees may vary depending on the consumer’s
credit scores, loan-to-value ratio, and/or reason for the loan, such as purchase, refinance or cash-out refinance.
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