Our services

Check Processing Services

We serve as a portal to clearing house options, including our correspondent network and same-day settlements. Contact us for an analysis on the savings we may be able to offer your bank.

Fed Funds and High-Yield Option

For banks interested in the overnight investment of surplus funds, we offer competitive interest rates and an automated sweep of your account to maximize earnings. Your bank can choose to invest directly with us through Fed Funds 1 (view rates) or our High-Yield Deposit Account (contact us for rates).

Fed Funds Sold

Fed Funds can be sold to your bank on an unsecured or secured basis for short term liquidity needs. An automated sweep will transfer funds as needed.

Bank Stock Loans

We offer loans to help your bank maintain liquidity and capital requirements. Bank stock loans can be used to fund acquisitions, capital injections, stock repurchases, or as working capital.

Loan Participations

We welcome the opportunity to assist your bank in providing a variety of credit services to your customers. We can help you respond to your customer's needs by providing specialized or large credit facilities in excess of your legal lending limit. Through our participation network, we can help create diversity within your loan portfolio.

International Services

We offer a comprehensive range of international banking products and services to assist you in helping your customers conduct business anywhere in the world. We specialize in sending and receiving wire transfers to and from virtually anywhere in the world, and we have knowledgeable international professionals to provide export and import letters of credit, banker's acceptance financing, foreign exchange services, the collection of foreign checks, and documentary collections. Our professionals are available to answer questions concerning these products and how to mitigate cross-border risk. Learn more

Vault Services

Our full-service vault offering includes an automated coin and currency ordering system for change orders, deposit verification, and client reporting. These convenient services are specifically designed to help enhance security and increase efficiency. There are no minimums for cash orders or cash deposits, including mutilated currency. Learn more

401(k) Plans

We are a trusted provider of 401(k) services for companies of all sizes. With expertise in fiduciary, recordkeeping, investment, and retirement plan advisory services, we serve more than 35,000 participants nationwide. Our comprehensive education program, NestEgg U, equips employees with a framework for successful retirement outcomes. From plan design to advisory services and participant education, we tailor every aspect to meet the unique needs of your company and your participants. Learn more

Safekeeping Services

For more than a century, we’ve offered trustworthy service and stability to our customers when it comes to the safekeeping of securities. Our services include reports, pledging, and tracking of investment payments.