Home Equity Loans

As low as 5.3%: An interest rate so small we had to make it really big. Auto | Home Equity | Debt Consolidation. Apply Now

Rates listed are effective as of 11/20/2009, are not guaranteed, and are subject to change without notice. Rates and/or origination fees may vary depending on the consumer’s credit scores, loan-to-value ratio, and/or reason for the loan, such as purchase, refinance or cash-out refinance.

New York Prime Interest Rate

3.25%

Floor Interest Rate

5.00%

Fixed Rates(1)

Term

Contract Rate

APR

Origination Fee

Up to 80% Loan to Value

61-120 Months

5.75%

5.84%

Up to 90% Loan to Value

1-60 Months

5.15%

5.30%

(1) Contract rate will be .25% higher if the payments are not automatically deducted from an INTRUST Bank checking account. Disclosed APR assumes a $80,000.00 loan with a $300 origination fee. For example: A $80,000.00 loan would require 60.00 monthly payments of $1,520.88.

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INTRUST Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Those rules include a temporary increase in coverage from $100,000 to $250,000 per depositor through December 31, 2013. INTRUST Health Savings accounts are covered by the FDIC’s general deposit insurance rules, but are not eligible for the additional coverage.