Rates listed are effective as of 11/20/2009, are not guaranteed, and are subject to change without notice. Rates and/or origination fees may vary depending on the consumer’s credit scores, loan-to-value ratio, and/or reason for the loan, such as purchase, refinance or cash-out refinance.
|
New York Prime Interest Rate
|
3.25%
|
|
Floor Interest Rate
|
5.00%
|
Variable Line Rates(1)
| APR | |
| Up to 80% Loan to Value |
| 5.00% | Rate adjusts monthly to Floor or Prime, (whichever is higher) |
Fixed Line Rates(2)
| APR | |
| Up to 80% Loan to Value |
| 5.25% | Fixed for 5 years , then New York Prime rate (adjusted monthly) + 0% |
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(1) APR will be 1% higher if the payments are not automatically deducted
from an INTRUST Bank checking account. The APR may vary but will not exceed 18%.
$5,000 minimum line amount required. $50 annual fee if average daily collected balance
falls below $10,000. $250 origination fee. No closing costs. Property insurance
required.
(2) The rate is fixed for five years at 5.25% (.25% higher if the payments are not automatically deducted from an INTRUST Bank checking account). After five years the rate adjusts monthly to 0% over New York Prime. APR will not exceed 18%. $5,000 minimum line amount required. $50 annual fee if average daily collected balance falls below $10,000. $250 origination fee. No closing costs. Property insurance required.