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Compare Loans and Lines

Loan or Line — which is right for you?

	INTRUST Home Equity Loans	INTRUST Relationship Equity Lines of Credit
Tax deductible interest	Usually – consult your tax advisor	Usually – consult your tax advisor
Interest rates	Fixed	Fixed or variable
Access to funds	Loan amount disbursed in a single check or transferred electronically as a single lump sum into the account of your choice	Write a check whenever you need access to your funds
Payment Options	Fixed number of equal monthly payments Payments automatically deducted from your INTRUST checking account Payments by mail Payments in any INTRUST branch	Pay as little as the interest owed each month(1) Payments automatically deducted from your INTRUST checking account Payments by mail Payments in any INTRUST branch

(1) Fixed Rate Product: Future monthly payment obligations will increase during the Repayment Period. The maximum Annual Percentage Rate may be reached at the time of the first payment during the Repayment Period. Variable Rate Product: The Annual Percentage Rate may increase monthly resulting in higher interest only payments. The maximum Annual Percentage Rate may be reached at the time of the first interest only payment. Future monthly payment obligations will increase during the Repayment Period.

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For more information about Home Equity, contact Customer Service by e-mail or by phone.

INTRUST Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Those rules include a temporary increase in coverage from $100,000 to $250,000 per depositor through December 31, 2013. INTRUST Health Savings accounts are covered by the FDIC’s general deposit insurance rules, but are not eligible for the additional coverage.