Unique Account Features: Maintain a $200 minimum balance each day of the statement cycle to avoid the monthly maintenance fee To earn premium interest, maintain a $5,000 balance in this account and a $5,000 combined relationship balance(1) No charge for first 25 deposited items per month(2) Check writing(3) Free checks Tiered interest rates Free Official Checks (3 per visit) and Traveler’s Checks Additional Account Features Every INTRUST savings account includes the following features: Insured to the maximum allowed by FDIC Variable interest is compounded monthly Unlimited INTRUST Bank ATM transactions at no charge Combined statement Phone Banking – Access your account information by phone, 24 hours a day, 7 days a week Free OnLine Banking available May be the right choice if you: Want to earn a higher rate of interest normally found on longer-term investments and can maintain the balance necessary to do so Like the convenience of accessing funds by writing checks(3) Want an interest rate comparable to a time deposit (CD), but with the flexibility of an FDIC-insured money market account Value the benefits that go along with partnering with a financial institution to meet a variety of financial needs Would like to use an INTRUST savings account to add overdraft protection on your INTRUST checking account(4) Compare Savings Accounts (1) Checking, savings or money market accounts (excluding all Relationship Savings accounts and commercial deposit accounts) based on the previous monthly service charge cycle low balance; time deposits and IRAs based on the prior month end current balance; and loans and credit card accounts (excluding commercial loans and commercial card accounts) using the current balance outstanding as of the prior month end. (2) Additional items are $.08 each. (3) Federal regulation allows you to make six transfers or withdrawals from your account per monthly statement cycle, including preauthorized, automatic or telephone transfers. Three of the six transfers or withdrawals may be by check or similar order to third parties. Each subsequent transfer or withdrawal will be charged $10 in addition to other fees and charges. (4) Subject to application, approval and written agreement.