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Regular SavingsInvestor’s MaximizerTreasury SavingsYouth SavingsRelationship Savings
Minimum Opening Balance $100 $5,000 $10,000 $10 $5,000 in this account plus $5,000 in current qualifying relationship accounts (3)
Minimum Balance and Maintenance Fees $200 minimum balance each day of the statement cycle or $2,500 average monthly collected balance to avoid the monthly maintenance fee of $3 and associated activity charges. $5,000 minimum balance each day of the statement cycle to avoid the monthly maintenance fee of $10 $1,000 minimum balance each day of the statement cycle or $2,500 average monthly collected balance to avoid the monthly maintenance fee of $10 and associated activity charges. No monthly maintenance fee. $200 minimum balance each day of the statement cycle to avoid the monthly maintenance fee of $10.
Interest Earned Earns variable interest . Interest is calculated on the daily collected balance, compounded and credited monthly. Earns variable interest . Interest is calculated on the daily collected balance, compounded and credited monthly based on the following tiers:
$0 - $4,999.99
$5,000 - $9999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $999,999.99
$1,000,000 or more
Earns variable interest. Interest is calculated on the daily collected balance, compounded and credited monthly. Earns variable interest. Interest is calculated on the daily collected balance, compounded and credited monthly. Earns variable interest. Interest is calculated on the daily collected balance, compounded and credited monthly based on the following tiers:
$0 - $4,999.99
$5,000 - $9999.99
$10,000 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $999,999.99
$1,000,000 or more
Only one tier of interest will be applied to your account per day
Activity Charges None No charge for first 25 deposited items per month. Additional items are $0.08 each. None None No charge for first 25 deposited items per month. Additional items are $0.08 each.
Withdrawals No charge for first 3 withdrawals per month. $2 charge for each additional withdrawal per month, unless minimum balance is maintained. (1) No charge for first 6 withdrawals per month, 3 of which may be by check. $10 charge per check if more than 3 checks are paid each month. (2) No charge for first 3 withdrawals per month. $2 charge for each additional withdrawal per month, unless minimum balance is maintained. (2) No charge for first 3 withdrawals per month. $0.50 charge for each additional withdrawal per month. (1) No charge for first 6 withdrawals per month, 3 of which may be by check. $10 charge per check if more than 3 checks are paid each month. (2)
Statement Cycle Quarterly, or monthly with a combined statement or an electronic funds transfer. Detailed monthly statement without images of deposits, checks and substitute checks. Detailed monthly statement without images of deposits, checks and substitute checks. Quarterly, or monthly with a combined statement or an electronic funds transfer. Detailed monthly statement without images of deposits, checks and substitute checks.

(1) Federal regulation allows you to make 6 transfers or withdrawals from your account per monthly statement cycle, including preauthorized, automatic or telephone transfers. Each subsequent transfer or withdrawal will be charged $10 in addition to other fees and charges.
(2) Federal regulation allows you to make 6 transfers or withdrawals from your account per monthly statement cycle, including preauthorized, automatic or telephone transfers. Three of the six transfers or withdrawals may be by check or similar order to third parties. Each subsequent transfer or withdrawal will be charged $10 in addition to other fees and charges.
(3) Qualifying checking accounts are checking, savings or money market accounts (excluding all Relationship Savings accounts and commercial deposit accounts) based on the previous monthly service charge cycle low balance; time deposits and IRAs based on the prior month end current balance; and loans and credit card accounts (excluding commercial loans and commercial card accounts) using the current balance outstanding as of the prior month end.

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C.Q. Chandler II
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