Small Business Administration (SBA) loans are designed for businesses just starting
out or wishing to expand when conventional financing is not suitable. INTRUST Bank
proudly holds the designation of Small Business Administration (SBA) “Preferred
Lender Partner” (PLP). Because we're a PLP, our small business customers enjoy a
fast and easy application process.
Small Business Administration Loans (SBA) vs. Conventional Small Business Loans
SBA-guaranteed loans are originated by participating lenders to eligible small businesses
on favorable terms. We offer these loans because we recognize the critical role
that emerging businesses play in our economy's growth.
In some cases, SBA-guaranteed loans provide greater flexibility than conventional
loans, including longer repayment terms and higher loan-to-value ratios. This makes
it easier for small businesses to get off to a solid start. SBA-guaranteed loans
are often the best financial tool to select for the critical start-up phase or a
major expansion.
SBA 7(a)
The SBA 7(a) programs include: PLP, Express, Community Express and Patriot Express.
In addition, we also participate in the Export Working Capital loan program.
- Maximum loan amount: $2,000,000
- Lower monthly payments with terms of 7-10 years or up to 25 years for real estate
secured loans
- Low down payments as low as 10%
- Revolving lines of credit
- Quick approvals and fast applications process
- For a variety of business purposes
- Expansion or acquisition
- Purchase of equipment or other fixed assets
- Purchase of commercial vehicle
- Increase of inventory
- Working capital
- Flexible repayment terms, with budgeted loan payments at competitive rates
SBA 504
The SBA 504 program is ideal for real estate purchase, construction, renovation
and/or large long-term equipment purchases.
- Term loans of 10 or 20 years with low fixed rates
- Down payments as low as 10%
- Owner occupancy as low as 51%
- For a variety of business purposes
- Purchase of commercial real estate
- Commercial construction
- Expansion or renovation
- Purchase of long-term equipment or machinery
Review Small Business Term Loans and Lines of Credit.
We tailor the credit solution to the needs of your business. Therefore, the structure
of the loan, including the term, rates and fees, varies and is dependent upon the
particular transaction.
INTRUST Bank proudly services Kansas, Missouri, Oklahoma and Arkansas. For more
information about our customized Small Business Loan solutions,