INTRUST Bank's ACH block and filter services will scan your electronic transactions
and automatically return any unauthorized entries to the originator. By returning
unauthorized transactions, you will have advanced protection against electronic
fraud that helps your company avoid potential financial losses.
ACH Block
INTRUST can structure the ACH block service to prevent certain types of ACH transactions.
- Post no ACH entries. Blocks all incoming debits and credits to your
account. Only transactions that you initiate will go through automatically; others
will be returned as unauthorized.
- Post only ACH credit entries. Receives only incoming credits from
other parties – such as bill payment providers – and blocks all debits, which are
returned as unauthorized.
- Post only ACH debit entries. Allows only debits to your account and
returns credits as unauthorized.
ACH Filter
- Post only certain ACH debit entries. You may have vendors that debit
your account from time to time for various reasons and you still want to accept
those transactions. Because all ACH transactions have a company ID tied to them,
we can structure the service so that companies with approved IDs can continue to
post transactions to your account. Debits not on your list of approved vendors will
be filtered out into a report. INTRUST Bank will notify you via phone of an attempted
entry, allowing you the opportunity to make a decision on whether to return the
ACH transaction as unauthorized. Any INTRUST Bank generated entries to fund or provide
settlement for INTRUST Bank ACH origination will still post.
Benefits to Your Business
- Fraud protection. The ACH block/filter services monitor your account for
unauthorized activity and unauthorized transactions are automatically returned.
- Cost-effective solutions. Any size company can benefit from this service
to protect itself from fraudulent transactions.