| Capital Ratios | |
| Leverage Capital Ratio | 9.19% |
| Core Capital/Risk Weighted Assets | 11.51% |
| Risk-based Capital Ratio | 12.77% |
| Asset Quality Ratios | |
| Non-performing Assets/Total Assets | 1.60% |
| Past Due Loans/Net Worth | 2.53% |
| Past Due Loans/Total Loans Outstanding | 0.34% |
| Net Charge-offs/Total Loans Outstanding (annualized) | 0.80% |
| Loan Loss Reserve/Total Loans Outstanding | 2.13% |
| Loan Loss Reserve/Past Due Loans | 627.93% |
| Liquidity Ratios | |
| Net Loans/Total Deposits | 79.21% |
| Profitability Ratios | |
| Annualized Return on Assets | 1.09% |
| Annualized Return on Equity | 11.50% |
| Balance Sheet Items | ($ in thousands) |
| Total Assets | $3,694,100 |
| Total Liabilities | $3,368,280 |
| Total Equity | $325,820 |
| Total Liabilities & Equity | $3,694,100 |
| Income Statement Items | ($ in thousands) |
| Net Interest Income | $118,709 |
| Net Income | $38,264 |