Products & Services

• eMerchantView
• YourPay
• Telecheck
• Address Verification Service

A pioneer in the development of the electronic check conversion process and the leading check conversion company in the industry, Telecheck has been helping retailers accept checks quickly, easily and securely via the TeleCheck Electronic Check Acceptance® (ECA®) service since 1997. Using this proven, time-tested technology, the ECA service converts a check into an electronic item right at the point of sale and, utilizing the national Automated Clearing House (ACH), automatically deposits funds from ECA transactions directly into your bank account, improving both customer service and, just as importantly, your own cash flow.

With the ECA service, you can:

• Help reduce processing costs vs. paper check processing
• Improve cash flow/funds availability through use of electronic processing
• Minimize returned items and their associated expenses
• Expedite closing, balancing and settlement
• Reduce processing errors through check imaging when used with the Eclipse® Payment Terminal

By processing checks electronically you can reduce your time spent preparing deposit paperwork, your trips to the bank, and the fees assessed for paper check handling. Because man-hours equal money in the end, by streamlining your check acceptance and processing procedures, you can ultimately lower your overall cost of accepting checks.

Saving even more time and money
Because the ECA service is a warranted solution, you can further increase your benefits. All checks approved using the ECA service are covered by the TeleCheck® Check Guarantee service, ensuring that those checks will be paid at full face value, even if the checks are later returned, provided all of TeleCheck's simple procedures were followed. This saves you not only losses from bad checks, but also the hassle of trying to collect on those returned items.

The Check Experts(SM)
What makes TeleCheck different from other service providers is their extensive proprietary databases used in the authorization process. Continuously updated with information from over 375,000 subscribers, the databases enable you to access the most current and accurate check writer profiles available, as well as the most accurate information on valid bank routing numbers and accounts. This comprehensive screening allows you to accept more checks and make more sales.