Business Time Deposits

Maximize your earning potential with automated sweep accounts

Time deposits (CDs) combine the security of a guaranteed return from a savings account with the higher return associated with an investment.

Regular Time Deposits

Open with a minimum balance of $500
Interest compounded daily
Short-term (90-364 days) or long-term (12-60 months)

Jumbo Time Deposits

Special terms and rates available for balances of $100,000 or more
Interest compounded daily
Terms as short as 7 days

Additional Features

Time deposits are insured to the maximum allowed by FDIC

In most cases, time deposits are automatically renewable and, once the term expires, you have 10 calendar days to add or change the term with no penalty. You generally cannot make withdrawals without an early withdrawal penalty.

Contact us to learn more.

For more information about Time Deposits, contact Customer Service by e-mail or by phone.

A time deposit is an account where the consumer generally does not have a right to make withdrawals unless the deposit is subject to an early withdrawal penalty. INTRUST Bank Time Deposits are similar to Certificates of Deposits (CDs), but are issued with a Receipt and not a Certificate.

INTRUST Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Those rules include a temporary increase in coverage from $100,000 to $250,000 per depositor through December 31, 2013. INTRUST Health Savings accounts are covered by the FDIC’s general deposit insurance rules, but are not eligible for the additional coverage.