Bolding indicates a requirement, additional features to each online service are
underlined.
|
|
Business OnLine Banking
|
Advanced
Business OnLine Banking
|
Treasury OnLine
|
|
Description
|
Free online access designed for accounts with limited transactions.
Provides basic information and transaction features.
Only Small Business Checking or
Business Interest Checking are eligible.
|
Fee based online access designed for accounts with moderate levels and varying types
of activity.
Provides additional balance and reporting information options, as well as enhanced
ACH and transfer functionality.
Requires Business Checking account.
|
Fee based online access for high-volume corporate customers with full feature reporting
and robust transaction initiation. Requires Treasury
Management Checking account.
|
|
Account Information Reporting
|
- Ledger Balance
- Total Credits
- Total Debits
- Current Balance
- Previous & Same-Day Transaction
- Check & Statement Images
|
- Ledger Balance
- Total Credits
- Total Debits
- Current Balance
- 1 day, 2 day & 3+ day Float
- Opening Available Balance
- Previous & Same-Day Transactions
- Check & Statement Images
- Multiple Enhanced Reporting Options with Ability
to Save as a Template
|
- Ledger Balance
- Total Credits
- Total Debits
- Current Balance
- 1 day, 2 day & 3+ day Float
- Opening Available Balance
- Calculated Same-Day Available
- Previous & Same-Day Transactions
- Check & Statement Images
- Multiple Enhanced Reporting Options with Ability
to Save as a Template
- Full Transaction Code Categorization
- BAI Code Based Transaction Search & Reports
- Data Export CSV, BAI2
|
|
Online Transactions
|
- ACH Payments - Prefunded
- Stop Payments
- Transfers
|
- ACH Payments - Prefunded
- ACH File Pass-thru - Payments Prefunded
- Stop Payments
- Transfers
- - Transfer Templates
- - Ability to Require Approval
|
- ACH Payments & Collections
- ACH File Pass-thru - Payments & Collections
- Stop Payments
- Transfers
- - Transfer Templates
- - Ability to Require Approval
- Wire Transfers
- Special ACH Reports
|
|
Account Types Accessible
|
Business & Personal accounts allowed
- Checking and Savings
- Loans
|
Business accounts only
- In addition to a Business Checking account, all Business Checking and Savings account
types are accessible.
- Loans
|
Business accounts only
- In addition to a Treasury Management Checking account, all Business Checking and
Savings account types are accessible.
- Loans
|
|
Bill Pay
|
Requires additional enrollment. $6.95 per month, includes 20 bill payments. Additional
payments are $0.50 each.
|
Requires additional enrollment. $6.95 per month, includes 20 bill payments. Additional
payments are $0.50 each.
|
n/a
|
|
Monthly Fee
|
Free
|
1 Account - $10.00 per month
2 Accounts - $20.00 per month
3 Accounts - $30.00 per month
Each additional account (greater than 3) - $6.00 per month
|
1 Account - $20.00 per month
2 Accounts - $40.00 per month
3 Accounts - $60.00 per month
Each additional account (greater than 3) - $6.00 per month
|
|
Online Transactions Fees
|
ACH Origination - no monthly fee
- - Credits only - $1.00 per item
|
ACH Origination - $15.00 per month
- - Credits only - $0.20 per item
|
ACH Origination - $25.00 per month
- - Credits & Debits - $0.10 per item
Online Wires - $10.00 per month
- - Domestic Wires - $6.00 per wire
Access Token Security (required with ACH & online wires) - $5.00 per month, per
user
|