Unsecured Loans

Rates listed are effective as of 11/20/2009, are not guaranteed, and are subject to change without notice. Rates and/or origination fees may vary depending on the consumer’s credit scores, loan-to-value ratio, and/or reason for the loan, such as purchase, refinance or cash-out refinance.

Fixed Rates(1)

	Term	Contract Rate	APR
$3,000 - $4,999	1-36 months	15.00%	16.41%
$5,000 & above	1-36 months	9.00%	10.36%

(1) Contract rate will be .25% higher if the payments are not automatically deducted from an INTRUST Bank checking account. Disclosed APR assumes a $3,000.00 loan with a $60 origination fee. For example: A $3,000.00 loan would require 36.00 monthly payments of $106.08. There is a two percent origination fee on unsecured loans up to a maximum of $100.

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For more information about Unsecured Loans and Lines of Credit, contact Customer Service by e-mail or by phone.

INTRUST Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Those rules include a temporary increase in coverage from $100,000 to $250,000 per depositor through December 31, 2013. INTRUST Health Savings accounts are covered by the FDIC’s general deposit insurance rules, but are not eligible for the additional coverage.